Medigap plans are Medicare supplemental health insurance plans sold by private insurance companies. Its purpose is to help pay some of the costs the original Medicare coverage doesn't cover. Most states offer 12 Medigap plans: A-L, which varies in the level of coverage and benefits provided.

While Medicare doesn't cover many of the costs you would be needing for, i.e. checkups, diagnostic testing, prescription coverage and more, a supplemental insurance plan, such as the various Medigap plans, can take over what original Medicare had left off, by lowering out-of-pocket expenses. Private insurance companies all offer Medigap plans, A-L with standardized benefits. To be able to buy a Medigap plan, you must first be enrolled in Medicare Parts A and B. The cost of Medigap plans vary according to the additional benefits they offer. 

Quote Medigap can help find the best policy for your needs, and at a reasonable cost.